Death cover
If you die or are terminally ill, you or your beneficiaries will receive a payment, in addition to your super.
More on Death coverchevron_rightIndustry insurance
Insurance cover is essential in providing financial protection and security to you and your family.
We understand the risks of working in the building, construction and allied industries. It’s an unpleasant thought, but what would you do if something happened to you and you were no longer able to work because of serious illness or injury? How long could your family survive without a regular income if you passed away?
Media Super is proud to offer our members insurance options that can be tailored to meet the needs of people working in the building, construction and allied industries.
When you join Media Super Industry Super, most members qualify for our default level of Death and Total and Permanent Disablement (TPD) cover.
We also offer eligible members access to higher levels of cover appropriate to your circumstances and needs, as well as Income Protection cover for Professional and Non-manual occupations.
The cost of insurance is paid direct from your super account, so you won't need to budget to make insurance payments provided you have enough money in your super account. You'll have peace of mind knowing you're covered.
Read about our insurance strategy.
In 2019/2020 Media Super accepted
2,900
claims for our members and their families.
In 2019/2020 Media Super paid out
$297 million
in benefits to our members and their families.
TPD cover
If you’re permanently unable to work because of illness or injury, you may receive a lump sum insurance benefit into your super account.
More on TPD chevron_rightOccupation categories
Media Super has four occupation categories, based on the duties you perform in your role. Each category has its own insurance scale that shows how much each unit of cover is worth.
Income Protection cover for Industry Super
If you're working in a Professional or Non-manual occupation, you can apply for Income Protection cover through Industry Super. This cover provides a monthly income if you can't work because of an accident or illness.
Many Media Super members already have Income Protection cover as part of their employment arrangements, so please check your terms and conditions of employment for any existing cover before applying through Media Super.
Making a claim
Making a claim can be a daunting and emotional process. If you or your family needs to make a claim, we’re here to offer support and guidance. Read about our claims philosophy.
Call us on 1300 722 152 and we’ll provide a dedicated case manager to issue you with the relevant forms and answer your questions. They’ll help progress your claim as quickly as possible.
Insurance in Superannuation Voluntary Code of Practice
Our commitment to you regarding insurance
The Insurance in Superannuation Voluntary Code of Practice was created to help ensure the cover you can get through your super is affordable and suits your needs. Super funds have until 30 June 2021 to fully comply.
We understand the needs of our members working in the building, construction and allied industries, and have built affordable insurance to suit these unique conditions. This means we already meet the overall intent of the code and many of its requirements.
From 1 July 2018 when the code started, we’ve been working towards meeting the rest. We’ll continue our work to fully adopt the code and report on how we meet its standards before it takes effect in June 2021.
Read about our transition plan in more detail.
Choose your insurance cover to suit you
Based on your stage of life and financial needs, we can help you work out whether you should change your level of cover.
- Here are some questions to consider:
- Are you married or living with a partner?
- If so, does your partner have insurance?
- Do you have children or other dependants who rely on your financial support?
- Do you have a mortgage or other debts?
- Could you make ends meet if you couldn’t work?
Call Media Super Advice Services on 1800 640 886 (option 4). We can help you work out the cover that's right for you.
Disclaimer
Insurance is provided by TAL Life Limited ABN 70 050 109 450 AFSL 237848.
The information in this insurance section provides a brief overview of the insurance types available through Media Super. It does not include all eligibility conditions for acceptance or payment of insurance benefits.
For more information, we recommend you read the appropriate Product Disclosure Statement and the relevant Insurance Handbook for your membership.